Food & Beverage · Quick-service Pizza✓ Verified · 2025 FDD167-page deep extractNo Item 19 · WI/MN only

Rocky Rococo Pizza and Pasta

Regional pan-pizza & pasta franchise · 31 outlets in Wisconsin and Minnesota · founded 1982, franchising since 1995 · headquartered Oconomowoc, WI

The most complete Rocky Rococo analysis on the internet. Built from the full 167-page 2025 FDD (WI DFI filing #638785, issued April 24, 2025). Family-controlled (Hester family) regional system with a clean Vrakas audit, zero litigation, zero bankruptcy, and a hidden FA-vs-FDA post-term noncompete trap that every prospect should resolve in writing before signing.

Snapshot
Total outlets
31
Franchised
24
States
2
Term
15 + 15
Outlets (end 2024)
31
24 franchised + 7 affiliate
Net new 2024
0
growth offset by predecessor wind-down
Franchise fee
$25K
$17.5K second store
Initial investment
$211K–$705K
free-standing 'substantially higher'
Recurring %
5.75%
5% royalty + 0.75% Marketing Fund
Royalty step-down
3.5%
if FY gross < $425K
Term
15 yrs
+ 1× 15-yr renewal, no fee
Item 19 FPR
None
negative disclosure
FY2024 revenue
$1.38M
net income $70.6K
Cash 12/30/24
$670K
zero long-term debt
Auditor
Vrakas, S.C.
clean opinion · 03/06/2025
Litigation / BK
None
exceptionally clean record

Fee stack · Items 5 & 6

Royalty has retro safety valve
FeeAmountNotes
Initial franchise fee (1st store)$25,000$17,500 second store · two installments via Franchise Deposit Agreement
Royalty5% of weekly gross salesRetroactive step-down to 3.5% if FY gross sales below $425,000 (52-wk) or $433,173 (53-wk). Refund within 30 days of FY-end if franchisee current.
Marketing FundUp to 0.75%Currently collected. Fund is explicitly unaudited. RFC may pay its own staff salaries from Fund.
Local Ad FundUp to 3.5%Tiered by media type (1.5%/2.5%/3.5%). NOT currently collected; reinstateable on 30 days notice.
Grand opening advertising≥ $5,00030 days pre to 30 days post opening
Computer system≈ $10,000Initial; ongoing upgrades required at franchisee expense
Transfer fee50% of then-current initial feePlus full transferee re-training and remodel
Audit cost shiftTrigger at 2% deficiencyAbove 2% understatement, franchisee pays accountants + attorneys + interest
Interest on overdue1.5%/month or max legal
IndemnificationUncapped11 broad subparts including 'active or passive negligence of RFC'
Distinctive · Royalty step-down

If a restaurant fails to clear $425,000 in annual gross sales, the 5% royalty is retroactively reduced to 3.5% for that fiscal year and the difference is refunded within 30 days of year-end. The franchisee must be current on all fees to receive the refund. This is unusual for QSR pizza and provides a real downside cushion — but it also implies that a meaningful portion of the system trades below the $425K threshold (FY2024 royalty revenue was flat vs FY2023 despite +3 stores).

⚠ Marketing Fund mechanics

The Marketing Fund is explicitly unaudited. RFC may use Fund money for its own staff salaries, administrative overhead, and to pay interest on Fund borrowings. RFC is not obligated to spend Fund money in the franchisee's local area. FY2024 spending mix: 66.83% advertising/marketing, 3.63% administration, 29.53% public relations.

Initial investment · Item 7

$211K – $705K
Initial Franchise Fee$25K – $25K
Equipment & Fixtures$80K – $300K
Leasehold Improvements$80K – $325K
Opening Inventory$4K – $12K
Security Deposits$0K – $4K
Promotion (grand opening)$5K – $5K
Pre-Opening Training$1K – $5K
Misc. (legal, permits)$1K – $5K
Additional Funds (3 mos.)$10K – $20K
Insurance$5K – $5K
Total$211,000 – $705,500
Three format footprints — enclosed mall (~900 sf), strip-center mall (~2,800 sf), free-standing (~3,800 sf). RFC explicitly does not project free-standing costs and warns they are "substantially higher" than the disclosed range. Additional funds estimate assumes owner-operated business with no salary/draw, only 3 months. RFC warns prospects "can expect to put additional cash into the business during at least the first 3 to 9 months, and sometimes longer." No financing offered direct or indirect.

Franchisor financials · Item 21 / Exhibit FIN

Auditor: Vrakas, S.C.Clean opinion · no going concern
Revenue & net income · FY2022–2024
FY2022
$0.90M
total revenue
$15K
net income
FY2023
$1.28M
total revenue
$65K
net income
FY2024
$1.38M
total revenue
$71K
net income
Revenue trend · $0.90M → $1.28M → $1.38M (+54% over 3 years)
Royalty FY24: flat vs FY23
Operating CF FY24: +$148.6K
FY22 OCF: −$16.0K
Equity · 2022–2024
FY2022$311K
FY2023$376K
FY2024$447K
Steady equity growth. Cash is 87% of total assets. Zero long-term debt. Total liabilities are dominated by the unaudited Marketing Fund liability, gift card float, and accounts payable.
Total assets 12/30/24
$766K
vs $631K (12/25/23)
Cash 12/30/24
$670K
2.1× current liabilities
Retained earnings
$507K
growth across all 3 years
Long-term debt
$0
only $2K deferred tax
Auditor's opinion (Exhibit FIN)

Vrakas, S.C. of Brookfield, Wisconsin audited the financial statements as of December 30, 2024, December 25, 2023, and December 26, 2022 and issued an unqualified (clean) opinion dated March 6, 2025. Going concern was evaluated by management and not flagged by the auditor. Three-year trend across all key statements available. Fiscal year is a 52-53 week period ending the last Monday in December.

⚠ Related party concentration

Note 5 discloses that RFC paid $167,977 in management/consulting fees to related parties in FY2024 — that's 170% of operating income. The Hester family controls both the franchisor and the affiliate operating entities. The Company also operates from a facility leased by a related party at zero rent. If that subsidy ended, SG&A would rise materially and reported franchisor profitability would compress.

Growth & footprint · Item 20

0 terminations · 0 non-renewals · 3 yrs
Outlet trajectory by type
end 2022
32
18 franchised
8 affiliate
6 predecessor
end 2023
31
21 franchised
7 affiliate
3 predecessor
end 2024
31
24 franchised
7 affiliate
0 predecessor
Franchised trajectory · 18 → 21 → 24 (+33% over 3 years)
System total is flat at 31 because franchised growth is offset by the wind-down of predecessor-franchised units. Of the 4 franchised additions in 2024, all 4 were predecessor-to-franchised transfers — zero new openings in 2024. Projected FY2025: 3 new franchised openings (2 WI, 1 MN).
By state · end 2024
WI30
23 franchised · 7 affiliate
MN1
1 franchised · 0 affiliate
Geographic concentration is extreme. All affiliate units are in Wisconsin. Single Minnesota unit (Brooklyn Park).
Terminations 3-yr
0
Non-renewals 3-yr
0
Reacquisitions 3-yr
0
Transfers 3-yr
3
all WI, 1/year

Contract burden · Item 17 + Franchise Agreement

Term, renewal, transfer
  • Term: 15 years
  • Renewal: 15 years, no fee, but signing the then-current FA which may have "materially different terms"
  • Transfer fee: 50% of then-current initial franchise fee
  • Right of first refusal: Yes, RFC may match any offer
  • Death/disability window: 6 months to assign to approved buyer/heir
  • Operations Manual: RFC may change unilaterally
Termination & dispute resolution
  • Curable defaults: 60-day cure (10 days for non-payment)
  • Franchisee termination: None except FDA 180-day site window
  • Dispute resolution: AAA binding arbitration at RFC's nearest office
  • Governing law: Wisconsin
  • Jury waiver: Yes (FA Sect. XXX)
  • Non-arbitrable: Wisconsin Franchise Investment Law and Wisconsin Fair Dealership Act claims are explicitly carved out
⚠ Post-term noncompete trap — FA vs FDA contradiction
Franchise Agreement (post-operation)
1 year / 5-mile radius
FA Sect. XVI.D (p.122)
Franchise Deposit Agreement (pre-operation)
1 year / 50-mile radius
FDA.5

These two variants live in two different contracts you sign at different times. A prospective franchisee who terminates under the FDA's 180-day site-search window — without ever operating a restaurant — is contractually locked out of effectively the entire WI/MN regional pan-pizza/pasta market for 12 months under the 50-mile radius. Enforceability under Wisconsin public policy is uncertain because the WI Fair Dealership Act protections may not attach pre-operation. Get clarification in writing before signing the FDA.

Red flags · 8 surfaced

High
FA vs FDA post-term noncompete contradiction

Franchise Agreement says 1 yr / 5 miles. Franchise Deposit Agreement says 1 yr / 50 miles. A prospective franchisee who drops out during the 180-day FDA site-search window without ever operating a restaurant is locked out of effectively the entire WI/MN regional market for 12 months.

High
No Item 19 financial performance representation

RFC makes no FPR. All unit economics diligence must come from Item 20 franchisee outreach. There are no charts, no averages, no medians, no quartiles.

Medium
Royalty step-down implies many stores miss $425K threshold

FY2024 royalty revenue was flat vs FY2023 ($1.063M vs $1.063M) despite the franchised count growing from 21 to 24. This is consistent with a material number of stores triggering the 3.5% step-down.

Medium
Related-party management fees = 170% of operating income

RFC paid $167,977 in management/consulting fees to related entities in FY2024 — vs operating income of $98,258. The Hester family controls both sides.

Medium
Zero-rent related-party facility lease

RFC operates from a facility leased by a related party at zero rent. This is an unquantified SG&A subsidy that could disappear.

Medium
Marketing Fund explicitly unaudited; 29.5% of spend on PR

Fund is not audited. Only an unaudited annual statement is prepared on request. FY2024 mix: 66.83% advertising / 3.63% admin / 29.53% public relations.

Medium
Renewal FA may have 'materially different' terms

Renewal is conditioned on signing the then-current Franchise Agreement, which the FDD explicitly says may contain 'materially different terms and conditions than the original contract.'

Low
1-mile territory with mall + CBD carveouts

The 1-mile radius is voided inside major regional shopping malls and central business districts in RFC's sole judgment — RFC can place another Rocky Rococo inside your nominally protected zone.

Questions to ask before signing

1.

Get the FA-vs-FDA noncompete contradiction (5 mi vs 50 mi) clarified in writing before signing the Franchise Deposit Agreement. Which radius actually controls if I drop out during the 180-day site-search window?

2.

How many of the 24 franchised stores triggered the 3.5% royalty step-down in FY2024? Royalty revenue was flat vs FY2023 despite +3 stores.

3.

Will the zero-rent related-party facility lease continue indefinitely? What is the implied subsidy value?

4.

Why is 29.53% of FY2024 Marketing Fund spending categorized as 'public relations'? What are those PR programs?

5.

Will the Marketing Fund ever be audited? Can a franchisee request an independent audit?

6.

Who is on the management/consulting payroll receiving $167,977 in related-party fees in FY2024? Is this expected to grow?

7.

Provide names and current contact info for at least 5 franchisees operating below the $425,000 royalty threshold so I can verify the step-down mechanic in practice.

8.

What 'materially different terms' have appeared in renewal FAs over the last 5 years compared to the original FA?

9.

Confirm whether RFC has placed an additional Rocky Rococo inside another franchisee's nominal 1-mile zone using the mall or CBD carveouts.

10.

Provide the actual P&L of the Mayfair Mall training-store affiliate so I can model the brand at scale.

Extraction provenance

Source document
WI DFI filing #638785
167-page PDF, issued April 24, 2025
Pipeline
automation_v1 (shadow-live)
A1 → A2 (4 depth passes) → A3 → B1–B5 → merged publish
Coverage
23 / 23 items · 5 / 5 exhibits
8 unresolveds · 4 contradictions (3 reconciled · 1 unresolved)
Audit
Vrakas, S.C. · clean opinion
Report dated March 6, 2025 · no going concern
FY end convention
52-53 week year
Last Monday in December
Last refresh
2026-04-07
runs/shadow-live-rocky-rococo-2025/
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